IVF Financials:
My GHI (City of New York) covers 80% of the cost. I'm allowed 3 IVFs. This is my first. My out of pocket cost is about $2000. The medication cost of Lupron, Gonal-F and Menopur will probably be around $200-400. The birth control pills cost $5. Now, I have dual coverage from my husband's healthcare. I'm also allowed 3 IVFs under his healthcare, covered by 80% of the cost. So all together I can do 6 IVFs, which is alot. But to lessen our out-of-pocket cost, we can give up an IVF cycle of my husband's coverage to cover the $2000 we will have to pay.
We also elected to freeze our embryos which is not covered but worth it. If I freeze my embryos (if I have any good viable ones to freeze), I don't not have to go through all these shots again. I just have to defrost the embryos and have them inseminated. It's also good, if I'm thinking about having additional children, later on down the road. Oh, GHI allows 3 IVFs and 3 frozen embryo transfers. To freeze my embryos, it will cost around $1200 and $600 for every year afterwards.
Here's is my IVF schedule, which spans 2 months:
Preparation Cycle for IVF |
This is the crazy month now!
crazy month |
This month is like an IUI cycle. After my 2nd period starts, I have to schedule for a baseline blood withdraw and sonogram. I will keep on going for blood withdraw and sonogram for 2-3 weeks, every other day. On my 2nd day of your cycle, along with the lupron stomach shot in the morning, I have to give myself a shot of a mixture of Gonal F & Menopur at night. Around the 3rd week, it will be time for my egg retrieval. I have to give myself a trigger shot and 36 hours later, I will be taking anesthesia and will be under. My husband will also need to give the sperm on the same day and will have to drive me home.
During 5 days, they will combine egg and sperm. Then watch the embryo grow. They will pick the best graded embryos to be inseminated, which will be the end of 5 days. After insemination, I will be given progesterone suppository to help with implanation. Suppository is great as oppose to the 6 inch needles, they previously used. I think I have to give myself the suppository for awhile. I will probably be hormonal and my body will feel some pains and cramping during this month. But it's to be expected. I am hopeful!
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